"Edgefield County as it Happens"


Crime Blotter
Country Cooking
Wandering Minds
On The Record
Church Listings

Featured Columns
Pastor Howle
Editor's Column

Registered Sex Offenders for Edgefield County

Contact us
Contact Info
803-634-0964 day
803-279-5041 eve
803-279-8943 fax

Mail to
PO Box 972
Edgefield SC

Archived Columns
Carl Langley
Wise Tech Tips
Dr. Skip Myers
School System
EC District Office
School Board
Strom Thurmond

Charter Schools
Fox Creek

Private Schools

Wardlaw Academy

Public Offices
Edgefield County

State and Federal Legislative Contacts

Local Political Parties
Republican Party
Democrat Party
Rep Women of EC

Chamber of Commerce
Edgefield County Chamber


Edgefield Genealogical

News links    
The Citizen News
The Jail Report
Aiken Standard

North Augusta Star
The State
Augusta Chronicle
Atlanta  Journal
United Press
Associated Press
FOX News
CNS News
WorldNet Daily
Drudge Report
New York Times
New York Post
Los Angeles Times
Washington Times
Washington Post

Letter to the Editor

Writer Says SC Not Telling Truth on Credit Monitoring after Hacking

web posted January 29, 2013

Dear Editor:
Governor Haley knows. Senators on the SC Finance Sub-committee know. Treasurer Loftis knows. Attorney General Wilson knows. Most SC taxpayers received a letter from the SCDOR alerting that THEY lost your information, yet they did not let you know. What do they know that they have not let you know?

The identity theft protection they are offering to the taxpayers at a cost of $12 million of the taxpayers money is of little or no value and DOES NOT protect your identity. The Federal Trade Commission warns that credit monitoring services detects less than 13% of identity theft use, alerts you AFTER someone has used or tried to use your credit report, then does not help fix the problem but instead tells you how to fix any problems on your own. But more important they know that if you freeze your credit report then credit monitoring is of no value at all!

Your state leaders have been alerted to the fact that last year the IRS paid out over $5 billion dollars in false tax refunds and are expecting that to double this year. Are the criminals going to get YOUR tax refund? Credit monitoring will not tell you or help. The Federal Trade Commission reported that last year over 53% use of stolen identity information was used to gain government documents such as drivers license, passports, birth certificates and government benefits like social security payments, welfare, food stamps, federal student loans and grants. Credit monitoring will not detect most of this nor be of service when it does happen.

Our state leaders know that credit monitoring does not monitor or alert you if people use your credit cards, debit card, bank account, savings account or 401K. They know that a credit report freeze in no way affects your use of credit cards, bank accounts nor does it stop others from forging YOUR credit card or debit card; but most important, CREDIT MONITORING IN NO WAY PROTECTS YOUR IDENTITY.

So what should you know and do? 1. There is no way to protect your information 2. Freeze your credit report. You may still buy a car, apply for a loan or mortgage, etc. you just tell the credit bureau to let a certain bank or company ask about your credit risk. 3. Criminals using a fake id could be using YOUR name, ssn, drivers license number, medial information or have YOUR birth certificate 4. Do not put a fraud alert on your credit report because new policies are in place with lending institutions which would make it very difficult to get any type of loan.

Many of you are the last to know this information. State leaders still want to give you a false sense of security with credit monitoring. Call your Senator or representative to tell them you know the truth. You can handle the truth and given the correct information you are intelligent enough to act on the truth. Call the SC Consumer Affairs Dept. and your Attorney General to let them know that any service claiming to be able to “protect your identity” should be brought to task so they can only advertise that they “monitor and alert” nothing more.

Joye McElrath Hanna
Mt Pleasant, SC

For all past articles please visit our Archives

© Copyright 2012 - 2013 All material is property of Edgefield Daily and/or parent company ECL and cannot be reproduced, rewritten or redistributed without expressed written permission.